Friday, April 3, 2015

How to safely store important documents at home


In every home, it’s necessary to keep all your documents like birth certificates, land titles, health insurance policies, and other important certificates properly stored away. These are just as important as your other valuable items like jewelry. But more than just simply filing them for safekeeping, you should have copies on hand for emergencies. 

Here’s how to properly to store them at home.

1. Ideally, it is recommended that you store important documents in a fire proof safe, hidden from common view. But if that is too big of an investment, for the time being, you may keep the documents in a plastic binder or plastic envelope that’s padlocked in small, airtight plastic bin. Store this in a cool, dry area. If you’re in a flood prone area, keep it above ground. Be wary of leaky roofs and attic spaces, which can get very humid during the hot summer months or rainy season. 

2. Instead of risking ruining the original, make several copies which you can pull out and use anytime. Keep another set of originals stored in a safety deposit box in the bank and/or with a trusted family member who does not live with you. While you can digitally store scanned copies of the documents, you must be wary of the risk of your accounts being hacked.

3. When storing paper bills and certificates in a safe, always make sure to place them in a Ziploc bag or binder with de-humidifier packets. This will protect your documents from growing mold and disintegrating over time due to trapped moisture. 

4. While you may file all your important documents in a cabinet, it may be wiser to place all the important documents in an easy carry bag, plastic envelope or plastic bin so that should an emergency occur, you can easily grab and bring them with you.


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